MATRIX GRID hcs 455 week 2

2480 words 10 pages
University of Phoenix Material
Health Care Reform Matrix
With your learning team, complete the Health Care Reform matrix below. Listed in this matrix are some of the topics addressed by the Patient Protection and Affordable Care Act policy. You are required to describe the issue, in your own words, and list 2-3 points about each topic under each heading in the matrix.

Describe the issue:
Key concerns regarding the issue:
How is this issue addressed in the current health care environment?
How will this issue be addressed by the Patient Protection and Affordable Care Act?
Patient Bill of Rights
A newly implemented set of protections that apply to health coverage starting on or after September 23, 2010. The patient bill of rights was
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These conditions include but are not limited to: Heart problems, Cancer, Asthma, or Kidney disease. This plan also known as PCIP provides coverage for those patients with pre-existing conditions under a special plan.
In the past patients have been denied medical insurance due to pre-existing conditions or received medical benefits but exclude pre-existing conditions. Therefore, patients have larger out of pocket costs for the medical care they really need.

Currently with the changes that are being done with the healthcare reform, insurance companies are not allowed to deny coverage to patients due to a pre-existing condition. However, there is an exception with grandfathered plans which don’t benefit the patients at all. PCIP was started to help those patients who need the coverage while the reform is fully enforced.
PCIP was closed due to funding could not be guaranteed. However as of 2014 the exchange plans were opened to those who need it and provide coverage for pre-existing conditions. This allows patients