Obamacare Cause and Effect Essay

1045 words 5 pages
ObamaCare and the Healthcare System Cause and Effect Essay
ObamaCare and the Healthcare System Medical and health insurance is a very helpful and needed aid in America. Although not everyone can get it since some have pre-existing conditions, it helps a great deal of people. One of the terms in the Patient Protection and Affordable Care Act, a.k.a. ObamaCare, says that even children with pre-existing conditions are guaranteed medical insurance. This may seem like a great thing to some, but that means insurance companies are going to have to raise their existing premiums because they will have to pay for much higher risk patients. In addition to the higher premiums, the insurance companies will cut back on the payments they make to
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Most Americans think this is ridiculous since they’re not actually receiving any benefits from not buying insurance, but they still have to pay a tax penalty. The tax is ultimately a mechanism that Democrats want to use to prod people to get health insurance. If they do not get any insurance, they would have to pay the tax penalty, but if they do get insurance then they won’t be affected by the tax penalty.
All in all, ObamaCare will have a negative effect on the healthcare system and the people of America. Not only does it cost more to have medical and health insurance because it is now required to accept every consumer even if they have a pre-existing condition, it costs more to not have it by the tax penalty. Because of the additional costs some doctors and hospitals are no longer accepting Medicaid which forces the people who rely on Medicaid to either go without or to go to the emergency room. This is not a benefit to anybody. The Patient Protection and Affordable Care Act, a.k.a. ObamaCare will be a major burden to the healthcare system and to Americans if it is not repealed by the year 2014.

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